Appraisal Not Appropriate If Post Loss Obligations Not Satisfied

In Citizens Property Insurance Corporation v. de los Cuetos (3D11-1512), on a confession of error, the Third District provided a nice collection of cases holding that a trial court cannot order appraisal without first determining whether the insured complied with post-loss obligations. The court stated:

Based on the Appellee’s proper confession of error and our own independent review of the record, we reverse the trial court’s non-final order compelling appraisal and remand for an evidentiary hearing to determine whether post-loss obligations were sufficiently met under the policy. See Citizens Prop. Ins. Corp. v. Gutierrez, 59 So. 3d 177 (Fla. 3d DCA 2011); Citizens Prop. Ins. Corp. v. Mango Hill Condo. Ass’n 12, 54 So. 3d 578 (Fla. 3d DCA 2011); Citizens Prop. Ins. Corp. v. Maytin, 51 So. 3d 591 (Fla. 3d DCA 2010); Citizens Prop. Ins. Corp. v. Galeria Villas Condo. Ass’n, 48 So. 3d 188 (Fla. 3d DCA 2010).